In 2022, how much pension can I get if I pay the pension insurance for residents in Hubei province?The answer to the

2022-04-28 0 By

When participating in the pension insurance for urban and rural residents, the pension will consist of basic pension and personal account pension. The basic pension depends on the local payment standard, which is fixed, while the personal account pension is closely related to the individual contribution level.Today, we will take a look at the residents in Hubei pay pension insurance, can get how much pension.1. How much pension can I get in Hubei after paying endowment insurance for 15 years?At present, there are 14 levels of endowment insurance contributions in Hubei province, respectively 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 600 yuan, 700 yuan, 800 yuan, 900 yuan, 1,000 yuan, 1,500 yuan, 2,000 yuan, 3,000 yuan and 4,000 yuan per year.Among them, the class of 100 yuan payment is aimed at the crowd such as subsistence allowance.Normally, in Hubei, the lowest level of payment is 200 yuan per year.So let’s see how much you can get if you pay 200 yuan and 4,000 yuan a year for 15 years.If you pay according to the standard of 200 yuan, plus the government subsidy of 45 yuan, 15 years down, the balance of personal pension insurance account can reach at least 3,675 yuan.So the corresponding pension of individual account is 3675/139=26 yuan.If you pay according to the standard of 4000 yuan, plus 200 yuan of government subsidy, 15 years down, the balance of personal endowment insurance account can reach at least 63000 yuan, then the corresponding personal account pension is 63000/139=453 yuan.The pension for urban and rural residents consists of basic pension and personal account pension. At present, the basic pension standard in Hubei is 115 yuan.So we can calculate, according to the minimum level of 200 yuan to pay 15 years of endowment insurance, in Hubei can get the pension is 26+115=139 yuan.According to the highest level of 4000 yuan to pay 15-year endowment insurance, the pension you can get in Hubei is 453+115=568 yuan.Ii. How much pension can I get in Hubei after 20 years of pension insurance payment?Capture expends fixed number of year 20 years, be about 5 years more than the minimum 15 years capture expends fixed number of year, likewise be in accordance with minimum 200 yuan and highest 4000 yuan capture expends class to pay, we also calculate how much pension can get in Hubei.If you pay according to the standard of 200 yuan, plus the government subsidy of 45 yuan, after 20 years, the balance of personal pension insurance account can reach at least 4,900 yuan.So the corresponding personal account pension is 6600/139=35 yuan.If you pay according to the standard of 4000 yuan, plus 200 yuan of government subsidy, 20 years down, the balance of the personal endowment insurance account can reach at least 84000 yuan, then the corresponding personal account pension is 84000/139=604 yuan.Similarly, according to the calculation formula of pension equal to basic pension + personal account pension, the basic pension is 115 yuan, so we can calculate that according to the minimum level of 200 yuan for 20 years of pension insurance, the pension you can get in Hubei is 35+115=150 yuan.According to the highest level of 4000 yuan to pay 20-year endowment insurance, the pension you can get in Hubei is 604+115=709 yuan.However, we should also see that the grade of endowment insurance payment in Wuhan, Hubei province will be higher, with the highest grade reaching 6000 yuan. In addition, for the endowment insurance payment period exceeding 15 years, every full year, the basic pension will be paid an additional 3 yuan.In this way, we can calculate that in Wuhan, after 20 years of resident pension insurance, you can get 872+270+15=1157 yuan, which is a relatively high level.To sum up, in Hubei province, if residents participate in the pension insurance according to the minimum standard to pay, generally can only get more than 100 yuan of pension, even if according to the highest standard to pay, pension is difficult to exceed 1000 yuan.Of course, if it is in Wuhan according to a higher standard of payment, or can reach the level of more than 1000 yuan.